It is no longer a secret that there are many ways to make money online without investing and, in this article, I will show you several that I have personally tried and which I believe are the ones more concrete and which make it possible to constantly generate gods extra money.
Some methods are suitable for anyone, while others may require special skills. But there really is something for all tastes!
So whether you're a mom or dad looking for a way to earn some extra cash, a college student or a worker looking for a second income, this article has some great ideas for finding yours. perfect way to make money online without investing a single penny.
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How To Earn Online Without Investing?
There are several options for making money online without investing money, such as filling out online surveys, becoming a freelancer, working as a virtual assistant or using your skills to create and sell products or services on the Internet.
But how many are really effective and really allow you to earn online without investing?
Below I will list some of the most popular and reliable methods on the internet, which I myself have tried and recommend.
1. Paid Surveys
💪 Difficulty: Very low
💰 I earn: €0,20 – €3,50 per survey
Paid surveys are a great way to make money online without investing your own money.
Companies are willing to pay users to answer surveys in order to obtain feedback on their products or services, or to carry out market research useful for creating products and services.
It's an easy way to earn extra money, which it does not require special skills or experience. Just sign up for one of the dedicated platforms and start earning by filling out surveys.
Filling out a survey usually takes a few minutes and the platform can recognize you up to a few euros!
I think it is also a perfect method for those who want to earn from home or on the go, since you can do surveys on the phone or tablet.
There are many paid survey platforms to choose from, even via smartphone apps, I suggest you sign up for as many platforms as possible, so you can receive more surveys and earn more. Some of the most popular and reliable are:
- Toluna
- surveyeah
- LifePoints
- Club New Ideas (16-24 years)
- Opinion Center (+18)
- Paid Surveys
Most platforms will pay you on your own PayPal account or by bank transfer upon reaching a minimum of a sum (usually around €10) or in gift cards. Some even offer prizes such as electronic products or vacations.
Paid surveys are a great way to make money online without investing and you can get started immediately by signing up with one of the recommended platforms.
Read more -> How to make money with surveys: The definitive guide
2. Freelancer
If you're wondering how to make money from scratch, a very good answer is definitely to be a freelancer.
Freelancers are self-employed workers (or freelancers) who they offer their services to clients in exchange for a fee. They are typically not employed by a company on a long-term basis, but work by project or by task.
As a freelancer you can seriously earn money online very important figures depending on your skills and the request for services, obviously the price is established by you.
But what jobs can a freelancer do?
- Web developer
- Graphic designer
- Writers
- Proof-reader
- Marketing Consultant
- Sales clerk
- Accountant
- Customer service representative
- Offer services dedicated to social networks
- Translator
These are just some of the many jobs that freelancers can do. If you have a skill that you think people are willing to pay for, chances are you can find work as a freelancer.
The best way to get started is to sign up with a freelancing platform and create a profile that illustrates your skills and experience, for the first jobs it is not even necessary to have a VAT number. Here are what I think are the best platforms for young freelancers:
- Fiverr
- Upwork
- F
To get started, you'll need to apply to jobs that you think are relevant. Once you've built up a good reputation and client base, you can start earning a hefty income freelancing.
Another good thing about freelancing is that you don't need to invest money to start earning. All you need is a computer and an internet connection.
So, if you're looking for a way to make money online without investing, freelancing is definitely one of the best options. These are the best platforms to get started:
3. Take advantage of Welcome Bonuses
Another very good method to earn online without spending a single euro is to take advantage of bonuses which can be obtained by opening a new current account, opening a prepaid or debit card or registering on a new platform.
In recent years, many companies have started to offer welcome bonuses to new users who sign up for their services. This way, you can only receive money for downloading an app, trying a service, or requesting a card to make payments.
For example, you can get a €10 welcome bonus by downloading the Curve app and applying for their card. Like this one, there are tons of cards that offer bonuses for signing up.
There is no risk in taking advantage of these offers, as you will not have to spend any money to get the bonus. However, it is important to read the terms and conditions of each offer before signing up, to be sure of what you are getting into.
Furthermore, almost all of these services allow you to earn by inviting your friends, thus generating double income!
Here are some bonuses currently available (always updated):
- Revolut – Earn up to €60 for every friend you refer
- Curve Card – €10 instant with your first purchase
- Dots – €20 upon registration
- Hype – up to €25 upon registration
- Monese – €15 for each friend you invite
- Beruby – €1 free upon registration
- Satispay – €5 registration bonus
4.Honeygain
Honeygain is an application that allows you to generate passive income simply by sharing your internet connection.
How it works is really very simple: once you've signed up for Honeygain, you'll be asked to install the application on your computer or phone. After that you won't have to do anything else. You will start earning by sharing your internet connection with companies and individuals using the Honeygain network.
The amount of money you can make varies depending on how much data you're willing to share and where you live, but users have reported making anywhere from $5 to $20 a month.
The earning potential it's really very good considering that it is completely passive: with Honeygain it is possible to earn up to $20 per month for each device on which the application is installed.
Plus, if you refer a friend to join Honeygain, you'll earn 10% of their entire income!
Read more -> Honeygain, How To Earn Passively By Sharing Your Internet Connection
5. Virtual Assistant
A method to make money online without investing that is becoming very popular in recent years is certainly that of the virtual assistant.
Un virtual assistant is an online personal assistant, a kind of "secretary".
Entrepreneurs decide to hire a virtual assistant because they don't have time to do everything by themselves, or because they want to focus on the most important aspects of their business.
The first step to becoming a virtual assistant is to understand what activity you are able to perform.
As a virtual assistant you can offer various services, as:
- Answering phone calls
- Schedule appointments
- Email management and response
- Data entry
- Creation and management of social network accounts
- Costumer Services
- Writing and editing blog posts
- Document proofreading
- Accounting management
- Project management
- Website maintenance
Virtual assistants are becoming more popular because they can work from anywhere in the world and are usually cheaper than hiring a full-time employee.
The best thing about being a virtual assistant is that you can work from anywhere in the world as long as you have an internet connection and a laptop.
To give you an idea of the earning potential, a virtual assistant can easily earn 15 to 30 euros an hour.
To start carrying out this activity, you can personally contact companies or people, proposing yourself and illustrating the tasks you could take care of.
A great way to start being a virtual assistant without having to contact the various companies personally is to use platforms such as Upwork, Fiverr and Freelencer.com, which offer the possibility of publish your collaboration offer and wait for someone to accept it.
6. Sell Notes
Surely, if you are a student, you will have happened to take notes during the lessons. Well, you must know that there are people willing to pay tens of euros to have your notes.
Online, in fact, it is possible sell your notes that you took while in high school or while in college. If you're good at taking notes, this can be a great way to make money online without investing anything.
There are many platforms on the internet that allow students to sell their notes, the most reliable are:
- tesionline.it
- Skuola.net
- Studoc
The profit you can make by selling your notes varies a lot. Clipboard price can up to €8.
Consider that it could be a passive and fairly continuous earningsIn fact, every day people buy notes online and it could generate you a constant monthly income.
To learn more -> Where to Sell Notes: The Best Platforms
7. Test Products
If you are looking for a way to make money online without having any special skills, then you should consider testing the products. you can be paid to test products and give your feedback on them.
It's a great way to earn extra cash online, and it can be a lot of fun too. There are different types of products you can test, from cosmetics to electronic items.
To start testing products, you will need to register on platforms that offer the possibility of carrying out this activity and the products to be tested will be sent to you.
One of the most used platforms in Italy is Toluna, where you will have to provide honest feedback on products tested and you may be asked to participate in surveys about your experience.
Payment for product testing varies depending on which company you sign up with but can be around €15 per product.
8. Sell Photos Online
If you are a photographer, or even if you take some beautiful photos with your phone, you need to know that you can make money online by selling your photos.
To make money selling your photos online, you will need to sign up for stock photography web platforms. These allow you to earn for each download that will be made by users.
Once registered, it will be sufficient to upload the photos and in some platforms you will be able to set a price, in others the price will always be the same for each photograph. When someone buys one of your photos, you'll receive a commission.
The best platforms to sell photos online are definitely:
- Shutterstock
- Getty Images
- Picfair
- EyeEm
- Foap
- Dreamtime
- Alamy
To earn more money make sure you choose the best platform, or at least the one that is most in line with your thinking.
In fact, some platforms allow you to set a price, others offer a standard price for all the photos you upload. If you are a professional and know how to evaluate the price of your photos, I advise you to choose platforms that allow you to do it.
9. Transcribe Audio and Video
Another way to make money online without investing is transcribing audio and video files. This activity consists oflisten to an audio or watch a video and transcribe what was said in the file.
Transcribing audio or video files is useful for creating accurate subtitles, transcribing discussions, writing scripts, etc… and there are plenty of companies or entrepreneurs who are willing to pay someone to do these jobs.
It's a fairly easy task and there are many companies that offer this service:
- Rev
- Scribie
- GoTranscript
Transcribing is right for you if you are good at listening, and if you have some free time to devote to this activity to make money online.
Earnings are around €1-3 for a one-minute audio/video.
If you also know another language, you can double your earnings by transcribing an audio or video into another language, for example transcribing the Italian subtitles of an English video.
10. Watch Videos
Making money watching videos has become increasingly popular among those looking for a creative way to make money online without investing. Every day, millions of people rely on websites that offer cash rewards for watching videos online.
There are several websites that offer rewards for watching videos, usually in the form of points or digital currency that can be exchanged for gift cards or cash.
Some of the platforms to earn by watching videos:
- Earnbly
- Lootup
- Clip Claps
- Gift Hunter Club
- Grab Points
The earning potential of this method is limited and depends on the regulations of your country and the platform you use, but it is a great way to start earning online with no upfront costs.
To learn more → Earn Watching Videos: Best Platforms
11. Translations
If you are bilingual, or in any case know another language well (English for example), certainly a good method to make money online without investing is certainly that of translations.
On the internet there are many ways to make money with translations. For example, you can be translator for companies or organizations who need to translate documents or other material from one language to another.
You can also work as a freelance translator, translating documents or materials for private individuals.
There are various specialized platforms that allow those who are very good to carry out translations and receive payment when the work is finished. The best are:
- Freelancer
- Upwork
- gengo
- Scrybs
- translated.net
- Textmaster.com
To get jobs on some of these platforms you will have to pass a small selection that really tests your level of knowledge of the language.
The earnings obtainable with translations are really very interesting. Indeed, if you are good, you will have absolutely no problems earning €400 every month in your free time.
If, on the other hand, you decide to do it as your main job, once you understand how the platforms work, you can earn a fairly high salary.
If you have a good command of more than one language, making money online with translations is definitely an option to consider!
12. Write
If you like writing you must know that on the internet you can take advantage of this passion of yours to create a real job that allows you to make a lot of money.
In fact, there are several ways to earn money by writing:
- Writing articles for blogs as a ghostwriter
- Work as a freelance writer for Melascrivi, Textbroker, Fiverr, Upwork, Freelancer.com and get paid from €20 to €100 per article, or even more depending on your experience and clients
- Start a blog and make money through advertising, affiliate marketing or the sale of products and services
- Write a book
To write interesting articles you will have to study some SEO which will allow you to write specifically for the web, in order to make your articles visible on Google and earn with Adsense advertising or through affiliate marketing.
It's possible earn around €400 a month if you only use your free time, otherwise you could earn much more if you dedicated yourself full-time to this activity.
To learn more -> Make Money Writing Online, 6 Really Effective Methods
13. Faucet Crypto
There are some platforms that distribute free cryptocurrencies to users who, quite simply, complete small tasks such as seeing advertisements, logging in every day, trying out applications.
These platforms take the name of "Faucet", in Italian taps, because just like a normal tap, they "dispense" small amounts of cryptocurrencies.
The most famous and used platform in this sense is undoubtedly Cointiply, which has been distributing cryptocurrencies for free for several years. It allows you to earn small amounts of bitcoins in so many different ways like: spin to get a random number of points, answer surveys, click on ads and many more. It also allows you to get paid to watch videos.
Read more -> Cointiply: What it is and How to Earn Cryptocurrencies for Free
In general, these platforms allow you to accumulate very small amounts of cryptocurrencies over time, which can then be transferred to your personal wallet once you reach the minimum threshold. A great way to make money with cryptocurrencies.
I think it's a great way to earn online without investing and generate a small monthly income of several euros for activities that steal a few seconds / minutes of your time.
14. Get Cashback from Your Purchases
Cashback is a way to earn money every time you make a regular purchase. When you make a purchase through a cashback platform, this gives you a percentage of the purchase price back.
You can get cashback through platforms like:
- Beruby (which gives 5€ for free registration)
- BestShopping
But you can also get it by using debit/credit cards that give you back a percentage for any purchase you make. The best are:
- Revolut
- Curves
- Binance Card
- Crypto.com
- Hype
- Nexus Card
The amount of cashback you earn varies depending on the store you are shopping at and the type of product you purchase.
Taking advantage of cashback is a great way to earn extra money from your daily purchases.
15. Sell Used Clothes and Items
If you want to know how to earn money quickly without making any investments, one of the most underrated methods is certainly to sell objects or clothes that are no longer used.
There is no limit to the used items you can sell online: old stickers, computers, smartphones, monitors, clothes and much more.
To sell used items and stuff there are different platforms, the most famous and convenient are:
- Wallapop
- Vinted (recommended for clothes)
- eBay
- Subito.it
- Of pop
Earnings obviously depend on the value of the object you decide to sell, but I can assure you that if you take a look in your room you will find at least €200-300 worth of items that you no longer use and that you can put up for sale.
If you are someone with a lot of old or collectibles, it can be a great way to earn €1000-2000 in just a few days.
Finally, you can donate your used items and clothes to charity. This is a good option if you don't want to go through the hassle of selling your own items.
Read my review on Vinted.
16. Recommend Products
Many companies on the internet they will pay you to recommend their products to your friends and followers. This is a great way to make money online without investing any money, in fact all you have to do is sign up with affiliate marketing platforms and start recommending products.
You can promote the products you prefer on social networks or via email and whatsapp.
When someone buys the product you recommended through your personal link, you will earn a commission. The percentage of commission that you can be awarded varies from product to product and from platform to platform, but can vary from a few percentage points to 50% or more.
To find the affiliation platform of a product, just search Google for the name of the product/brand + "affiliate". In the search results, the platforms that give you the opportunity to earn by promoting that product will come up.
Of course, you need to be careful about the products you recommend and only promote the ones you believe in. If you recommend a bad product, not only will you lose credibility with your friends or audience, but you may also get banned from the affiliate marketing platform.
Affiliate marketing is a more complex route to take, as you should have a decent following on social networks or have a long mailing list.
If, on the other hand, you just want to earn money to simply recommend a product to your friend, Beruby has the solution for you. You can use the function "Recommend” available on the platform to be able to generate links that lead to stores supported by Beruby.
When your friend makes a purchase through this link, you you will earn a percentage of the total spent.
17. Carry Out Tasks
One of the less popular ways to make money online without investing is to do tasks. They are nothing more than "tasks" to be performed.
People are willing to pay to have some activities done because they can't or won't do them. The most popular activities are:
- Assembling Ikea furniture
- Lend a hand with the movers
- Take care of the garden and plant some flowers
Indeed, there are websites that connect people who need to do tasks with people who are willing to do them. TaskRabbit is one such site. If you live in a city or urban area, this can be a great way to earn some extra cash.
The earnings are also very interesting, in fact with TaskRabbit it is possible earn around 10-20€ per hour performing tasks throughout the day.
18. Rent your car with Car Sharing
If you own a car that you don't always use, renting it is another great way to make money online without investing.
Car sharing platforms such as Auting and GetMyCar allow you to rent your own car for short periods of time. You will set the availability, the price and the restrictions on the duration of the rental yourself.
Renting a car through these platforms is easy and safe: all transactions are made online, so there is no need to meet in person.
Also, car sharing companies always provide one insurance coverage for renters, which will give you complete peace of mind in the event of damage during the rental period.
The earning potential varies depending on where you live and the type of car you own, but you can get anywhere from €20 to €150 a day by renting your vehicle without having to invest anything up front.
Obviously the profit depends on the type of car you own (city car, SUV, etc…), on the year of production and also on its aesthetics.
If you think it's a waste of time, you should know that, according to a 2018 study conducted by Turo (an American car rental platform), car owners who have made their cars available for rental have earned an average of $3,500 a year, while the most active car owners made up to $15,000 a year.
19. Earning by Walking
One of the healthiest ways to earn some extra cash is to use a few apps that they simply pay you to walk. Usually all the applications that allow this track your steps and convert them into coins.
These coins can be redeemed for various rewards, cash or cashback.
One of the most popular apps that pay you to walk is Weward (code GUAD-Chxxw to get a small initial welcome bonus) that tracks your steps and pays you in digital currency, which can be exchanged for real money, paid directly to your bank account, or converted into gift cards from different shops.
Another great application is Step by Young Platform. It too tracks your steps and gives you rewards in cryptocurrencies. The difference is that this app it also has a social element, which allows you to connect with friends and family and compete in step challenges.
Very interesting app is also that of Stepbet, slightly different from the previous two. With Stepbet yes bet on yourself to reach a certain number of steps within a certain amount of time. If you reach the number of steps, you win money. If you don't, you lose your bet.
It's a great way to earn some extra cash without having to do much, just by walking!
20. Earning with Micro-jobs
If you are looking for another way to make money online without investing, then making money with micro jobs could be the perfect option.
Microjobs are small tasks which do not require much time and effort, but can still provide good income. Some of the activities can be:
- Categorize products
- Emotional evaluation of images
- Translation control
- Collect contact information for companies
- Testing of web extensions
- Express your preference
- Text control
These are just some of the micro-jobs that can be done from home with your computer or smartphone.
There are several websites where you can find micro-job opportunities, such as:
- micro workers
- Amazon Mechanical Turk
In these platforms, you can create an account, browse the available jobs and choose the ones that best suit your skills and availability.
The salary varies a lot based on the complexity of the activities and the time taken to carry them out, usually you get paid €0,10 – €2 for each activity performed. Considering that they are activities that take up a few minutes at most, it is still a decent way to make money online.
In addition to making money with these services, there is also the potential for long-term profitability: some clients may offer permanent contracts if they are satisfied with the work.
21. Clickworker
Clickworker is a platform that allows you to do small tasks and micro-jobs online for money. Once enrolled, you will be able to choose from a number of different tasks available such as:
- Proof-reading
- Testing in app
- Data categorization
- Text creation
- Photo and video capture
- Online searches
- Anonymous shop visits (to investigate workers)
- Audio recordings
You can work as much as you like, as you decide when and whether to accept a job requested on the platform. Each activity allows you to earn around €0,80-2, and payouts are made via PayPal once you reach the $50 threshold.
I find the Clickworker platform to be a great way to make money online in your spare time without having to invest any money up front.
You can create a channel and upload videos you created or collected from other sources. Once you've built a following, you can turn on monetization on your channel and start earning money from ads.
- Advertising
- Corporate sponsorships
- Product placement
- Affiliate marketing
With the help of engaging content, targeted marketing strategies, and partnerships with the right companies, you can make the most of your influence on these platforms and start earning.
To become an influencer, you must have a great following on one of these platforms, so brands can see the potential reach they'll gain by working with you. The bigger your following, the more companies will be willing to pay for sponsored posts or content promotion.
To become an influencer, there are several steps you can take to enhance your profile and create content that resonates with your audience.
First, you need to decide on the primary social network where you want to focus your efforts. Once you've created a profile, you'll need to decide on a niche or a specific topic that will be the focus of your profile.
This can be anything from travel to lifestyle to beauty to fashion. Then, you'll need to create engaging content for your target audience. These can include blog posts, videos, images, stories or any other type of content that is relevant to your chosen niche.
Once you've built a sizable following and established yourself as an expert in your field, brands may start reaching out to you about sponsored posts or offers. When partnering with brands, make sure the partnership not only aligns with your values, but also adds value to your followers by providing discounts or exclusive offers where possible.
The earning potential as an influencer can vary greatly depending on the number of followers, but successful influencers make money thousands of euros for each single post.
In general, becoming an influencer requires hard work and dedication, but if done correctly it can lead to serious money making without investing any money.
24. Giving Private Lessons Online
If you are an expert in a certain field such as music, mathematics or languages, a great way to make money online without investing can be to offer private lessons online.
Or, more simply, you can use specialized platforms which allow you to get in touch with those seeking help in the thematic area of your competence.
Some platforms to give private lessons online are:
- superprof
- Simplelearn
- GoStudent
Before giving private lessons online, be sure to research the prices other tutors charge, so you can fix competitive rates. Also make sure you provide quality content and support for your students that encourages repetition and reviews from satisfied students.
With a little effort, it's possible earn a real income giving private lessons online.
25. Rent your own room or house with Airbnb
If you have an extra room or house that you don't always use, a very profitable way to make money online without investing is to rent it on Airbnb.
Airbnb allows you to list a property for free and rent it for short-term stays. Not only that, but Airbnb also provides one insurance coverage in case of damage caused by the tenants.
When listing your room, or home, on Airbnb, you'll need to provide information about the type and size of the space, as well as photos or videos. You will necessarily have to set the price and the availability of the rental, as well as any restrictions relating to behavior within the property.
The earnings potential of renting a room or home on Airbnb can vary greatly depending on the location, the amenities offered, and the length of stay.
In general though, it is possible to earn from hundreds to thousands of euros for a single stay. And because you set the price yourself, you can make sure you get paid what you deserve for the rental of your space.
Also, if you look after your guests and are able to provide them with a pleasant experience during their stay, they may choose to book again in the future.
What if all else fails? If no one is interested in booking a short-term stay, you can always rent your space for long-term stays.
Long-term renters are usually more reliable when it comes to paying rent on time and taking care of your property while they live in it, so this could be another great way to make money without having to invest anything upfront.
26. Social Media Manager
In today's society, managing the online presence of people and companies is a task that requires time and constant attention. An interesting way to earn extra money is to manage the social profiles of a company or an influencer, as a social media manager.
You must have some knowledge of social media and digital marketingas well as the ability to create interesting content that engages people on these platforms. It is also important to have good communication skills to interact with followers and potential customers efficiently.
This type of work usually requires a lot of dedication, creativity and patience, but it can deliver excellent earning opportunities if done correctly.
Depending on the size of the business or influencer profile, you may be able to negotiate a payment per post, a monthly payout, and even commission-based incentives for products sold through your posts.
27. Create and Sell an Online Course
With the advent of the internet and online platforms that make it possible to create easily accessible courses, many have temporarily or permanently started in the business of selling online courses.
Selling online courses is a great way to generate passive income and has become increasingly popular with entrepreneurs and professionals looking to make money.
If you have a passion or area of expertise that other people might be interested in, you might consider creating an online course and selling it on the internet.
With a little effort and creativity, you could turn your knowledge into an additional source of income or even a full-time business.
The most used platforms, such as Udemy or Teachable, allow you to create a course on any topic for poi promote it through social media channels, your website and other digital marketing strategies.
By creating an online course, you can generate passive income because, once you create and publish your content, you don't need to invest any more time or effort to earn.
The earning potential of creating an online course varies depending on the price set for the program and its promotion. However, if done correctly, it can generate very important income.
Conclusions
As you could read, there are many ways to make money online even without making an initial investment.
While some methods may require a small investment of time, others may take a long time to get started, but this allows you to make a much higher return.
Finally, don't forget to be patient and consistent, because it takes time and effort to start making money online.
After earning some money using these methods, you can freely decide whether to invest your earnings through specialized apps and brokers, or start earning using other methods that require a small initial investment such as matched betting.
Now that you understand perfectly how to make money online without investing, it's your turn to come out and start making money online! There are many opportunities and ideas available, so you don't need to be afraid to get started.
What methods do you plan to try? Let me know in the comments below! And if you found this article helpful, share it with your friends and family so they can start earning too!
