➤ 👨‍💻How to invest money to earn something? 🎮

How to invest money to earn something? This page does not claim to be an investment guide but, while reading, you will discover methods to try to obtain a certain return. Even if you don't have much capital available right now, there are many financial services today that help you invest small amounts of money, such as 20 euros, with platforms like this one). However, our suggestion is to open an account with at least 250 euros - a modest amount - which allows you to have a real experience of what an investment implies (you can do it for free from here). With a few simple steps and the right mindset you can try to make money on your savings on a regular basis. First though… save every month so you have enough money to invest when the time is right.

But before continuing, do you know that you could just decide to invest 100 euros on Amazon or find out that you can earn with bitcoins if you invest 100 euros?

How to invest money to earn "without" risking?

The quotation mark on the "without" is a must as each of us knows that it is not possible to make investments without having to calculate a small percentage of risk and without opening a trading account. However, there are some points to be respected in order to significantly reduce the risks. Here are some tips to get you started:

Start with one solid financial plan. Before investing your money, it's important to have a solid financial plan. This will help you understand what your goals are and how you can achieve them.
Diversification investments. When investing your money, it is important to diversify it. This means investing in a number of different assets, to reduce the risk of losing all of your money.
Stay informed. It is important to keep up to date with the latest market trends and news. This will help you make informed decisions when it comes to investing your money.

These are aspects that are also mentioned in this government video at the following link:

👨‍💻How to invest money to earn something?

Before going into more specific aspects, we would like to give a brief overview of which investments could be to be taken into consideration depending on the age group to which you belong. To be clear, every investor is different. There is no one-size-fits-all rule of thumb.

That said, a popular asset allocation guideline used by financial planners is to subtract your age from 110 to determine the approximate percentage of your portfolio that should be in stocks. For example, according to this rule, a 70-year-old should have about XNUMX% of their money invested in stocks. But how much can you decide to invest in the financial markets? What is an adequate amount to invest in the stock market? Here is the minimum deposit required by the major brokers:

Invest monthly or periodically

Investing monthly or periodically is an effective way to increase long-term wealth. However, it is important to choose the investment instruments that correspond to your objective, be willing to take risks and remember to diversify also through anti-inflation investments.

To get started, make sure you have a well-defined strategy for all your investments. Decide how much you would like to invest, how much you are willing to risk and how long you want to invest your money. Once you make this decision, make sure you stick to it. Review your investment goals periodically and make sure you don't exceed your defined risk level, this way you can also find a valid method on how to make money from home.

How to invest 50 euros a month

Another great way to start investing with little money is to simply invest a portion of your monthly income. Many people set aside a few hundred euros each month while instead it would be better to consider how to invest the savings. If this is your case, take some of that money and move it into an investment account. You can create a recurring monthly investment that will allow you to start investing without much effort.

Does age matter in deciding how to invest?

See the answer in this video:

How to invest money in your 20s

For example, for someone aged 20, the time horizon is long enough and therefore you can take greater risks than older people. In this case, you could opt for small, short-term investments in shares of high-growth technology companies such as Amazon or Apple, or in cryptocurrencies such as Bitcoin or Ethereum. Other online options could be commodities trading such as investing oil or investing in natural gas, or forex, i.e. the currency market.

How to invest money in your 30s

For those in their 30s, it could consider a more balanced portfolio, with greater exposure to mutual funds. Alternatively, you could opt for shares in companies with a history of steady growth and stable dividends, such as Coca Cola or Procter & Gamble. Again, investing in cryptocurrencies could be an interesting choice for those willing to take on a certain risk.

How to invest money in your 40s

At age 40 one might consider investing in Low cost ETFs, which offer good diversification and greater stability. Alternatively, you could opt for shares of companies of stable sectors such as energy or food. For those wishing to invest online, one could opt for trading low-risk forex currency pairs, or for buying bonds of stable companies.

How to invest money in your 50s

At 50 years, the time horizon is getting shorter still and the risk profile could be very conservative. In this case, one could opt for low risk investments such as i bond funds or CDs (certificate of deposit). Another option might be to buy shares in companies that offer a high dividend, like AT&T or Verizon. Again, investing in low-cost ETFs might be a wise choice.

The ABC's of how to invest

The basics of investing explained in this video by Marco Montemagno:

How to start investing with little money

To start investing with little money, you must first find a broker you can trust and who is absolutely safe. Through these intermediaries it is possible to try to make one's economic resources, albeit small, bear fruit by starting to play on the stock market with little money. Here are some pros and cons of doing so:

Pros and cons of investing with little money

PRO	AGAINST
SAFE. There are regulated platforms	RISK. Investing in stocks, bonds and other forms of securities carries a high level of risk, which could result in the loss of your entire investment
REDUCED COMMISSIONS. Most investment firms charge relatively low or even zero fees
EASILY ACCESSIBLE. Many of these platforms allow you to invest as much as you like
MANY DIFFERENT OPTIONS. There are many options available for investing your money and you will surely find the one that's right for you

How to make money...with little money

These brokerage companies can be found by searching on the internet and for example in the table below we indicate those that we believe are among the best online brokers.

Once you have found the brokerage firm that interests you, you need to see the process of opening an investment account by making the minimum deposit, or you can also simply open a free demo. Many brokerage companies will also provide you with an app to invest a little money on financial markets around the world in a very intuitive way.

Ideas on how to invest money, even a few

If you have some extra money lying around, you can easily move it into an investment account and start earning perhaps through copy trading, which is a methodology that allows you to automatically copy the operations performed by other experienced traders. This can be done by trying to invest 200 euros which is the minimum amount required by eToro. If you want to try to earn a little more, you can simply try to invest 500 euros which is the minimum amount required to follow one of the copy portfolios always offered by eToro. Some of these "packages" allow you to allocate your money in the so-called future trends, about which you can read our insights:

how to invest in artificial intelligence
how to invest in robotics
how to invest in cybersecurity
how to invest in renewable energy.

On the other hand, it is also possible to decide to start investing even less than 200 euros, seeing for example how to invest 100 euros in shares, cryptocurrencies or other assets which we will discuss later.

How to invest money if you have 50 euros

If you have even only 50 euros available, there are numerous online trading platforms that allow you to take a look at the cryptocurrencies currently available. If you want to invest in cryptocurrencies with a small amount of money, look no further than investing in Bitcoin and Ethereum. These two cryptocurrencies are by far the most popular and used in the world. Both Bitcoin and Ethereum were created in 2009 and have grown in popularity ever since. Bitcoin and Ethereum are both decentralized, meaning they are not subject to the control of governments or financial institutions.

In addition to their popularity, Bitcoin and Ethereum also have great growth potential. To start investing in cryptocurrencies, you must first find a reliable cryptocurrency platform. One of the best options is LiquidityX. This website provides comprehensive information on all types of investments, including cryptocurrencies. Once you've found a trusted platform, you'll need to start buying Bitcoin or another cryptocurrency.

How to invest 50 euros in eToro

If you have 50 euros available, the most popular way to invest in the stock market is to invest through the eToro platform. This site allows you to trade real shares and therefore you can also make a profit from the distribution of dividends.

How to invest money if you have 100 euros

Don't try to invest in something you don't understand, this will only lead to frustration and losses. Instead, choose a cryptocurrency that you believe in, that has a good reputation and has been well valued by the market. Third, diversify your portfolio. Don't put all your eggs in one basket, but spread your investments across a number of different cryptocurrencies. This reduces the risk of losing all of your money if a cryptocurrency fails. Consequently, the plan could be as follows:

Buy Bitcoin or Ethereum through a cryptocurrency exchange platform such as Coinbase or Binance.
Invest in Cardano or invest in Polkadot or otherwise cryptocurrencies that may have higher growth potential.

Read our guide on how to invest in cryptocurrencies.

How to invest money if you have 200 euros

Stocks are a great way to invest your money because they offer high return potential. Of course they can be volatile, but over the long term they tend to provide good returns. As a result, the project could be:

Buy shares of established companies like Amazon or Microsoft
Invest in stocks of emerging companies with growth potential such as Airbnb stock or Zoom stock.

Read our guide on how to invest in stocks online.

How to invest money if you have 500 euros

One idea could be to divide the investment equally between stocks and cryptocurrencies.

Combine shares of established companies with popular cryptocurrencies such as Bitcoin or Ethereum
Invest in shares of companies that have adopted blockchain technology such as IBM shares or Mastercard shares.
Buy a variety of cryptocurrencies, including lesser-known ones like Dogecoin, to diversify your portfolio

How to invest money if you have 1000 euros

One possibility could be to invest 1000 euros in cryptocurrencies and ETFs.

Invest in an ETF that tracks the cryptocurrency market like the Purpose Investments ETF or the VanEck ETF
Combine cryptocurrencies with shares of companies that have invested in blockchain technology such as Nvidia shares.

Read our guide on how to invest in ETFs.

How to invest money if you have 2000 euros

One idea could be to invest 2000 euros in stocks, ETFs and cryptocurrencies.

Diversify your investment equally between stocks, ETFs and cryptocurrencies
Buy shares of established companies such as Walmart stock or McDonald's stock and shares of emerging companies with growth potential such as Nio stock or Roblox stock.
Invest in an ETF that tracks the global stock market such as the iShares Core MSCI World ETF or the Vanguard Total World Stock ETF.

What to invest in with little money

When investing with little money, they simply look for it high-risk investments that have a high return potential and that allow you to make money quickly. Most high-risk investments are not suitable for anyone who is not willing even to lose their money completely. These high-risk investments carry a high potential for high losses, but can also bring very high profits.

Investments with little money

Bonds are a good option for anyone concerned about stock prices. They offer a steady income, and the interest you earn can help cover living expenses. Mutual funds are a great way to invest in a variety of different stocks and bonds. This way, you are sure that you have exposure to a variety of different assets, which is good for your investment portfolio as a whole.

If you're ready to start investing on a shoestring, there are many options available to you. Just make sure you do your research first – there's no point in investing in something that isn't right for you. And remember: with a little effort, you can easily earn money that will grow over time!

Savings accounts

Savings accounts offer investors a safer way to invest their money. These accounts provide higher interest than traditional bank accounts, but with less risk than buying stocks or bonds. Investors can choose to invest in a Certified Savings Account, Individual Savings Account, Corporate Savings Account or a Social Security account. Each of these accounts offer different returns, so investors should consider their time horizon and risk tolerance before choosing the right account for them.

Invest in certificates with Fineco

Basically, investors buy a certificate with a predefined strike price. If the underlying share price falls below this strike price, then the certificate "sells out" and the holder will suffer no capital loss. This can be a great way to limit potential losses, especially if you're pursuing a long-term investment.

Fineco's knockout options

They are innovative financial products that allow traders to predict the movement of the markets. These products offer traders the opportunity to buy an option with a strike price that doesn't change, even if the market moves. If the price of the underlying moves beyond the initially set strike price, the option is "knocked out" and the trader will lose all of his investment.

Insurance Investments

Insurance investments are a popular way to diversify your investments. They are instruments that combine insurance and investment aspects, so that an investor can benefit from a higher return than a normal bank account, but at the same time also enjoy the protection provided by an insurance policy. These products usually have a long duration, typically at least five years, and can offer investors greater return potential than other options, such as bank accounts.

Postal Investments

Postal investments are another popular way to invest money. These offer a secure way to invest your money, with higher returns than regular bank accounts. Postal investments are similar to savings accounts in that they offer a modest interest rate with minimal risk. Postal investments are an ideal way for someone looking for a conservative investment approach.

How to invest money to earn more?

There are several ways to invest money to earn more. Small high-risk investments can be a good way to increase your capital and earn more. Here are some ideas for interesting investments:

Online Trading for investors more accustomed to risk

Online trading is a popular way to trade the financial markets. To earn more, it is essential that an investor has a strong understanding of the financial markets, as online trading can involve significant risks, even a loss of initial capital.

Robot Advisors

Robo Advisors are a convenient and easier way to invest, as they help investors optimize their investment options in order to get the best possible result. Robo Advisors use technologies such as artificial intelligence and machine learning to evaluate investor information and select the right portfolios to meet their financial goals.

Social Lending

Social Lending offers investors the ability to finance loans with higher interest rates than normal. These loans are offered to people who do not have access to the traditional banking system or who are deemed too risky by banks. Investors can choose to invest in a variety of loans, including personal loans, debt consolidation loans, new and used car loans, home loans, and business loans.

4 Tips on how to invest your money

Here are four very simple tips that can make a difference:

The more time you have available, the more you can risk

This means you can consider longer-term investments, which will have more time to grow. You can also consider riskier investments, as the longer-term you will have more time to recover from any losses. However, it is always important to be aware of your financial goals, risk profile and risk tolerance before making any investment decisions.

The sooner you start the better

Investing as a teenager is a great way to learn how financial markets work and how to use money wisely. Starting investing early teaches fundamental laws of finance, such as investment diversification, risk and compensation, and at the same time can also help build wealth. Investing as a teenager can help develop good money management skills, such as learning how to manage your expenses, planning for the future, and learning how to invest efficiently.

Safe investments do not exist

All investments involve risk as returns may vary depending on market factors. Most investors seek to reduce risk exposure by shifting their allocation between lower risk asset classes, such as government bonds, and riskier asset classes, such as equities.

Learn to save

Don't make impulse buys. If you read the description of a product or service and think you want it, stop for a moment before proceeding with the purchase. Reflect, evaluate if you really need that specific product. Accept the responsibilities of your lifestyle. Become aware of how you spend your money and identify the choices you've made that impact your financial situation.

Make a budget. The first step to saving is determining your current financial situation. Use a spreadsheet or app to track your income and expenses.

Spend wisely. Be aware that saving money is an important skill to learn in order to ensure financial security. When you're used to spending more than your monthly income, finding ways to save becomes essential. Learning how to save effectively can help you build steady wealth.

How to invest money in real estate, without buying it

Like large companies, real estate can also be a great way to build wealth. In most recession periods in history, commercial real estate has performed counter-cyclically. It is often considered a safer and more stable investment than stocks. There are ways to invest and earn in real estate at almost any financial level. The most obvious is buying a rental property, which can be a great way to build wealth and create an income stream, but it's not the best solution for everyone.

Fortunately, there are alternative ways to invest in real estate, many of which are much more passive than taking ownership. REITs, or real estate investment trusts, are the most affordable way to invest in real estate. REITs are publicly traded like other public companies. Here are some examples:

American Tower (NYSE:AMT) owns and operates communications sites, primarily cell phone towers.
Public Storage (NYSE:PSA) owns nearly 3.000 self-storage properties in the United States and Europe.
AvalonBay Communities (NYSE:AVB) is one of the largest owners of apartment and multifamily residential properties in the United States.

REITs are great income investments, as they don't pay corporate taxes, provided they pay at least 90% of their net income in dividends.

Furthermore, today it is easier than ever to invest in commercial real estate development projects. In recent years, legislation has made it legal for real estate developers to crowdfund capital for real estate projects. As a result, billions of dollars of capital have been raised from individual investors wishing to participate in real estate development.

You need more capital to invest in crowdfunded real estate. Unlike public REITs, where you can easily buy or sell shares, once you invest, you risk not being able to touch your equity until the project is complete. There is also the risk that the developer won't make the project and you could lose money. However, the potential returns and income from real estate is attractive and until recently was inaccessible to most people. Crowdfunding is changing things.

Conclusion

FAQ

How to earn by investing little money?

This can be done by carefully choosing the financial instrument in which to invest, which balances the potential return with the potential risk.

Where to invest with little money?

To invest you can use the trading platforms offered for free by the main online brokers. These include LiquidityX, eToro, Capital.com, XTB and others. Once you have opened an account to trade, you can consider investing in various instruments such as:

Amazon shares
Tesla shares
Bitcoin
Petroleum.

How to invest little money online?

Once you have opened a trading account with a reliable broker, simply choose the asset you want to invest in and place your order. The procedure and steps to follow are as follows: